Insurance Services

Auto Insurance

Auto insurance is a financial protection policy designed for vehicle owners to cover expenses arising from accidents, theft, or other damages. It typically includes liability coverage, which pays for injuries and property damage caused to others in an accident. Comprehensive and collision coverage handle damages to the insured vehicle from incidents like accidents, vandalism, or natural disasters. Additionally, medical payments or personal injury protection (PIP) assist with healthcare costs for the driver and passengers. Uninsured/underinsured motorist coverage protects against losses caused by drivers without adequate insurance. Auto insurance provides peace of mind and ensures legal compliance for vehicle owners.

Home Insurance

Homeowners insurance is a policy that provides financial protection for your home and personal belongings against unexpected events like fire, theft, vandalism, or natural disasters. It typically covers the structure of the home, detached structures, and personal property within. Additionally, homeowners insurance includes liability protection, which helps pay for legal expenses and damages if someone is injured on your property. Loss of use coverage may provide funds for temporary living expenses if your home becomes uninhabitable. Customizable to meet individual needs, homeowners insurance offers peace of mind by safeguarding your investment and minimizing financial burdens during unforeseen circumstances.

Life Insurance

Life insurance provides financial security for loved ones in the event of the policyholder's death. The policy pays a lump sum, called a death benefit, to designated beneficiaries, helping them cover expenses such as funeral costs, mortgage payments, debts, or daily living expenses. There are different types of life insurance, including term life, which provides coverage for a set period, and whole life or universal life, which offer lifelong protection and a cash value component. Life insurance ensures peace of mind, offering a safety net to protect family members from financial hardships and maintain their quality of life.

Commerical Insurance

Commercial insurance is a comprehensive coverage solution designed to protect businesses from financial losses due to unexpected events. It includes property insurance to cover damage to buildings and equipment, liability insurance to safeguard against lawsuits, and workers' compensation for employee injuries. Commercial auto insurance protects vehicles used for business purposes, while business interruption insurance covers lost income during downtime. Specialized coverages, such as professional liability or product liability, address unique industry-specific risks. By mitigating financial burdens from accidents, theft, natural disasters, or legal claims, commercial insurance ensures businesses can operate with stability and focus on long-term growth and success.

Safety Tools

We specialize in delivering reliable and efficient screening tools to meet your unique needs. Whether you're looking to onboard employees or volunteers, conduct workplace drug testing, screen tenants, or verify employment eligibility with E-Verify, we’ve got you covered. Our services help ensure safety, compliance, and informed decision-making for businesses, volunteer organizations, and property managers. Protect your organization, workplace, or rental property with accurate and timely results you can trust. Partner with us to create a safer and more secure environment.

Risk/Safety Assessment

Professional risk assessment and safety policy creation services tailored to help businesses identify potential hazards, minimize liability, and promote workplace safety. Evaluating current operations, identifying exposures, and developing customized safety protocols and procedures. Reduce insurance claims, improve compliance with industry regulations, and support long-term risk management strategies that protect both people and property.